Debt

 

Dealing with debt issues can be difficult, and if you don’t understand things like how credit works, how to prioritise your payments and budget your money to afford essential expenditure, and your rights regarding creditor collection practices, things can quickly spiral out of control.

 

It is much better to seek advice as soon as you realise you are unable to afford your credit commitments.

 

Please click on the links below to find reliable information about debt and organisations that can help you:

 

 

Age UK Hammersmith and Fulham

Who we can help: Hammersmith and Fulham residents aged 50 years and over

Citizens Advice Hammersmith & Fulham (Debt)

Who we can help: Residents of Hammersmith and Fulham

Crosslight Debt Advice

Who we can help: Residents of Hammersmith and Fulham and surrounding West London boroughs

East European Resource Centre (Formerly East European Advice Centre)

Who we can help: Eastern European migrants (A8 + A2)
We operate in H&F and other London boroughs

Hammersmith & Fulham Foodbank

Who we can help: People in Hammersmith and Fulham

Hammersmith & Fulham Mind - Association for Mental Health

Who we can help: Hammersmith & Fulham Mind provides a holistic service to a wide range of people living or working in the borough, from those experiencing mental health issues for the first time, to those living with long and enduring mental health conditions.

Healthier Homes

Who we can help: Residents in Hammersmith & Fulham, Kensington & Chelsea

Maggies Cancer Caring Centres

Who we can help: People affected by cancer, including carers

One Place Hub

Who we can help: Primarily benefit recipients (based at Shepherd's Bush Job Centre)

Roof + Project (HF CAB)

Who we can help: ROOF + works with Renters, Owners, Occupiers and Families who are living, working or studying in LBHF

Shelter

Who we can help: London residents over the age of 25

Staying First

Who we can help: Tenants of Shepherds Bush Housing Association, Catalyst Housing Ltd (K&C or H&F residents only), Women’s Pioneer Housing, Thames Valley Housing Association, Wandle Housing Association.

 

National Debtline

National Debtline is a free, confidential, debt advice service for people in England, Wales and Scotland, run by the charity the Money Advice Trust.
Tel: 0808 808 4000.

Website: http://www.nationaldebtline.org

 

My Money Steps

My Money Steps is a free online debt advice service from National Debtline.
They offer online debt advice to help control debt, including a personalised step-by-step debt advice action plan that’s tailored to your circumstances.

Website: http://www.mymoneysteps.org

 

StepChange Debt Charity

Step Change is a debt charity that helps people to manage and repay their debts. They offer tailored advice and practical solutions to help manage debt and make a fresh start.
Tel: 0800 138 1111

Website: http://www.stepchange.org/

 

StepChange Debt Remedy

A free online debt advice tool.

Website: http://www.stepchange.org/debtremedy.aspx

 

Debt Advice Foundation

Debt Advice Foundation is charity that offers free, confidential support and advice on any aspect of debt.
Tel: 0800 043 40 50

Website: http://www.debtadvicefoundation.org

 

The Debt Counsellors Charitable Trust

Free, independent, confidential and impartial advice, information and support to people who are experiencing financial difficulty.
Tel: 0300 456 2726

Website: http://thedebtcounsellors.org.uk/

 

Payplan

Source of free debt advice.
Tel: 0800 280 2816

Website: http://www.payplan.com

 

Civil Legal Advice (CLA)

You might be able to get legal advice from Civil Legal Advice (CLA) if you qualify for legal aid and have a relevant problem.
You can check eligibility on this website.

Website: https://www.gov.uk/check-if-civil-legal-advice-can-help-you